Medical and Vision Insurance
The Town pays 100% of the cost of medical and vision insurance for full-time, regular employees. Employees may obtain coverage for a spouse or eligible dependents payable via payroll deductions. Medical coverage is effective 30 days from date of hire.
Medical Insurance Provider: United Health Care
Vision Insurance Provider: United Health Care
Dental Insurance
The Town pays 100% of the cost of dental insurance for full-time, regular employees. Employees may obtain coverage for a spouse or eligible dependents payable via payroll deductions. This coverage is effective 30 days from date of hire.
Dental Insurance Provider: Delta Dental
Employee Assistance Plan
The Town makes available a free, confidential counseling service so that employees and their household members can obtain professional assistance with personal, legal, financial and other matters. Up to three free visits provided.
Prudential 401K
The Town makes a contribution equivalent to 5% of each full-time, regular employee’s salary into a 401(K) account on their behalf. Employees may elect to contribute additional amounts as pre-tax payroll deductions.
Provider: Prudential
NC Retirement System
The Town makes a mandatory 6% deduction each pay period to transmit to the NC Local Government Retirement system. The Town makes its own contribution per each eligible employee in an actuarially determined amount set by the Department of State Treasurer.
Provider: NC Department of State Treasurer
Term Life Insurance w/AD&D
The Town provides all full-time, regular employees with a term life insurance policy equal to their salary.
Term Life Insurance Provider: The Standard Insurance
Voluntary Products Available:
Medical and/or Dependent Care Flexible Spending Accounts
Employees can elect to make pre-tax contributions to Flexible Spending Accounts to cover the cost of medical related expenses or childcare cost.
Provider: P&A Group
Voluntary Term Life Insurance and AD&D
At their expense employees can elect additional term life and/or AD&D insurance for self, spouse or dependent(s).
Provider: Unum Provident
Voluntary Short Term Disability
This coverage pays employees on a weekly basis in the event they sustain a non-occupational injury, illness or condition that prohibits them from working for a period of time.
Provider: Companion Life
Voluntary Whole Life Insurance
Employees can elect a whole life insurance policy for self, spouse or dependents. These polices allow employees to “lock in” a rate and are portable.
Provider: Unum Provident
Voluntary Accident Insurance
Employees can elect a policy that pays a lump sum, predetermined dollar amount for specific types of accidents.
Provider: Unum Provident
Monthly Deductions for Dependent Coverage
| Medical Insurance | Dental Insurance | Vision insurance | |
|---|---|---|---|
| Employee | $ --- | $ --- | $--- |
| + Spouse | $ 444.90 | $ 25.70 | $3.76 |
| + Child | $ 286.06 | $ 33.10 | $3.97 |
| Family | $ 662.96 | $ 66.00 | $10.24 |
Vacation accrual rate based on years of service
| Per Year | Hours Per Year |
|---|---|
| Under one year | 80 hours per year |
| After one year | 96 hours per year |
| After five years | 108 hours per year |
| After ten years | 120 hours per year |
| After fifteen years | 144 hours per year |
| After twenty years | 160 hours per year |
